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627.06501 Insurance discounts for certain persons
completing driver improvement course.--
(1) Any rate, rating schedule, or rating
manual for the liability, personal injury protection, and
collision coverages of a motor vehicle insurance policy filed
with the department may provide for an appropriate reduction in
premium charges as to such coverages when the principal operator
on the covered vehicle has successfully completed a driver
improvement course approved and certified by the Department of
Highway Safety and Motor Vehicles which is effective in reducing
crash or violation rates, or both, as determined pursuant to 1s.
318.1451(5).
Any discount, not to exceed 10 percent, used by an insurer is
presumed to be appropriate unless credible data demonstrates
otherwise.
(2) The premium reduction authorized by
this section shall be effective for an insured for a 3-year
period after successful completion of the approved course,
except that the insurer may require, as a condition of
maintaining the reduction, that the insured:
(a) Not be involved in an accident for
which the insured is at fault; and
(b) Not be convicted of or plead guilty
or nolo contendere to a moving traffic violation.
(3) The organization offering the course
shall, upon a person's successful completion of the course,
issue the person a certificate that the person may use to
qualify for the premium discount authorized by this section.
(4) This section does not apply if the
driver improvement course is taken in lieu of a court appearance
for a traffic infraction as provided for in s. 318.14(9).
However, the five-election restriction enumerated in that
section is not applicable to taking the course for the purposes
of receiving insurance premium reductions.
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